Don’t waste your dental insurance benefits. Schedule your appointment!
Maximize Your Dental Insurance Benefits
As the year draws to a close, it’s the perfect time to look at your dental insurance benefits. Most insurance plans operate on a calendar year, which means unused benefits typically don’t roll over to the next year. If you’ve been putting off dental treatments, cleanings, or exams, now is the time to take action and make the most of the coverage you’ve already paid for.
Why Use Your Benefits Before They Expire?
Dental insurance benefits are often structured with an annual maximum, meaning there’s a cap on the amount your insurance will pay for dental work each year. If you haven’t reached your maximum, any remaining funds will vanish when the year ends. This is a missed opportunity to save on important dental care.
Additionally, if you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), these funds might also be forfeited if not used by December 31, depending on your plan’s specific rules. Utilizing these accounts for dental treatments can help offset out-of-pocket expenses.
Services to Consider
If you’re not sure what services to schedule before year-end, here are some common options:
- Routine Cleanings and Exams: Preventive care helps maintain your oral health and can detect issues early, potentially saving you from more extensive treatments later.
- Fillings and Restorations: Address cavities and minor damage now to prevent larger, costlier problems down the road.
- Periodontal Treatments: If you’ve been diagnosed with gum disease, take advantage of your benefits to get the necessary treatments.
- Major Procedures: Crowns, bridges, or root canals can often be split between two calendar years to maximize insurance coverage.
Schedule Your Appointment Today
The holiday season is a busy time for everyone, and dental offices are no exception. Don’t wait until the last minute to book your appointment. By scheduling early, you can complete your treatment before your benefits expire.
Our office is here to help you navigate your insurance benefits and determine the best way to maximize your coverage. Whether you need a cleaning, an exam, or a specific treatment, we’re ready to assist you in achieving your healthiest smile.
Don’t Let Your Benefits Go to Waste
Your dental insurance is an investment in your oral health. By using your benefits before they expire, you’re saving money and prioritizing your well-being. Take charge of your dental care today and start the new year with a bright, healthy smile!
If you’re ready to schedule your appointment, contact us today. We look forward to seeing you!